Rural Microentrepreneur Assistance Program

The Rural Microentrepreneur Assistance Program is a loan program developed to help provide financing solutions to small businesses in various regions across rural America. Eligible institutions that may qualify for assistance for this lending program include the following: nonprofit organizations, federally recognized tribes, higher education institutions, and companies with 10 or fewer employees.


We accept start-ups and businesses the bank doesn't. If you have had trouble qualifying for conventional loans, this program might be right for you.

Funds can be used for:

  • working capital
  • debt refinancing
  • purchasing equipment/supplies
  • improving real estate

Benefits of this program:

  • Loans up to $50,000
  • Fixed interest rate
  • Cover up to 75% of project cost
  • Start-ups welcome

In order to qualify for assistance from this program, organizations must meet the following requirements:

  • Project site or location must be located outside cities or towns with populations of less than 50,000 people
  • Certify that they or their employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund
  • Demonstrate that they are actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator

Take a look at the RMAP Fact Sheet or call our office at 760.353.8332 for more information and one-on-one application assistance.

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Diamond Investors